Housing Loan Nagpur
Invest in a house, it’s an asset transferable across generations. Now Housing Loans Nagpur from 10.50% p.a. rate of interest and other attractive offer for home loans or housing finance from Shriram Bank Nagpur.
For Purchase of Plot + Construction of House, Purchase of Flat, Take over of Housing Loan from other Bank
Age Limit Up to age of 55 years.
Max Limit- Rs.70 lakh or 85% of Project Cost.
Term loan is available
Maximum 20 years. For Salaried Persons.
Maximum 15 years. For Business Persons. Repayment allowed up to the age of 65 years.
9.5% per annum.
Loan up to RS. 25 Lakhs 1% of Loan amount.(Max.RS. 10000/-)
Loan above Rs. 25Lakhs- Rs.25000/-
RS. 1000/-+ Rs. 100/- Membership fee.
Equitable Mortgage/ Registered Mortgage can be done.
1. Duly filled prescribed application form
2. Photo Identity & Residence Proof of the Applicant & Two Guarantors.
3. Income proof a) or b) as applicable
a)Salaried person : salary slips for last 3 months, ITR/Form 16 for last 2 years
b) Businessman/Professional/self employed: last three years profit & loss account and balance sheet, & ITR and Bank statement for last 6 months.
4. Legal Documents for creating mortgage as per requirement.
(Search Report/Valulation Report/City Survey property card/NOC etc.)
5. Life Insurance Cover Policy is must.
